A couple looking at their new home being built

Welcome Home

Homebuyers may qualify for a $5,000 down payment grant!

As a potential new homeowner, you can apply for up to $5,000 or $7,500 for eligible veterans to help offset your upfront costs as you close your home loan.  Welcome Home grants are offered for a limited time until all funds have been reserved, so don't wait to apply!

What is the Welcome Home Program?

The Welcome Home Program (WHP) is sponsored by GNB Banking Centers and the Federal Home Loan Bank of Cincinnati. It offers grants to assist low and moderate income homebuyers to fund down payments and closing costs.  The grant is valid for the purchase of both existing homes or new construction homes as long as the home will be the buyers’ primary residence for at least five years.

Who qualifies?

First-time homebuyers, buyers moving to a new home, or new construction. (Subject to credit approval; certain restrictions apply.) Homebuyers must contribute as least $500 of their own funds towards the down payment and/or closing costs.


When can I apply?

Applications are being accepted now.  Funds can be issued starting March 1, 2021.

Apply online or contact one of our experienced lenders today. We will be glad to guide you through the home buying process and find financing that fits your needs.