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Credit Cards

Applicants on or After June 6, 2022

Personal Visa Credit Cards

Rewards Platinum Cash Rewards
Platinum Edition
No annual fee and 0% intro APR* for 12 months on purchases and balance transfers. After that, a variable APR, currently 10.24%-20.24%.*

Earn unlimited reward points!4
• Earn one point per dollar on net purchases
• Redeem points for merchandise, rental cars, cruises, hotels and airline travel
• Airline tickets good on any airline with no
blackout dates1
• Visit for details
No annual fee and 0% intro APR* for 12 months on purchases and balance transfers. After that, a variable APR, currently 13.24%-23.24%.*

Earn 1% cash back on net purchases!4
• Redeem for statement credit anytime

No annual fee and 0% intro APR* for 12 months on purchases and balance transfers. After that, a variable APR, currently 9.24%-19.24%.*

No penalty APR and low interest rates*!
• Low APR between 9.24% and 19.24%, based on your creditworthiness*

Three great choices, all from the bank you know best!

  • You chose to bank with us for a reason, and now we are giving you one more: a Platinum credit card.
  • Increase your purchasing power with our credit cards and enjoy great benefits.
  • Choose the option that best fits your needs.

Travel Benefits

  • For protection while traveling, your card automatically provides you and your family with Travel Accident Insurance1

Card Features and Security

  • Your card has multiple layers of cardholder protection so you can feel confident when you use it.
  • Zero Fraud Liability and Fraud Monitoring
  • Email and Text Fraud Alerts
  • Mobile Payments, like Apple Pay®
  • Cell Phone Protection2
  • View your FICO® Score for Free3
  • Identity Theft Assistance
  • Purchase Protection

24/7 Personal Customer Service

  • Call the Customer Contact Center 24/7 at 1 (813) 868.2891. Representatives are located in the U.S. and are dedicated to providing you with personal service.
  • Manage your account online and go paperless.
*0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the highest U.S. Prime Rate published in the Wall Street Journal on the last business day of the calendar month prior to your statement closing date (“Last Business Day”) and apply it beginning with the first billing period following the Last Business Day. We add a margin to the Prime Rate to determine variable APRs. APRs shown here are based on a 3.50% Prime Rate. For each billing period, the APR may increase or decrease with the Prime Rate. Rewards Platinum APRs are currently between 10.24% and 20.24%, Platinum Edition APRs are currently between 9.24% and 19.24%, and Cash Rewards. Platinum APRs are currently between 13.24% and 23.24%. Rates are accurate as of May 1, 2022 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever is greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 1% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A.
1 Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.
2 Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefit visit the FAQ section at or call 1 (866) 894.8569.
3 FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated monthly. You may not see your FICO® Score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible.
4 In order to access rewards, your account must be open and in good standing.

Cardholders Prior to June 6, 2022

Personal Visa Credit Cards

  • Low 12.24% Annual Percentage Rate (APR) for Purchases and Balance Transfers
  • No Annual Fee
  • Fraud Prevention
  • Travel Accident Insurance provided to you at NO EXTRA COST
  • Earn points and redeem them for Merchandise, Travel Rewards and More!
  • EMV smart chip technology for added security
  • Apple Pay and Samsung Pay Mobile Wallets 
To report a lost or stolen card call (866) 604.0381 or Customer Service at (866) 423.7503

Access My Account

  • Get up to date account information such as your available credit, recent transactions, and payment information, or pay your credit card bill online.
  • Access your account anytime, anywhere, 24 hours a day and 7 days a week with any device.
  • View your account information from the privacy of your own personal computer.
  • Receive email or mobile alerts of activity affecting your account.
  • Experience the convenience of online account access at your fingertips!  It's fast, it's easy and it's secure!
MyCard Statement » Easy online banking for your credit card » Access my Account

Visa ScoreCard Rewards

  • For every qualifying purchase made using your GNB Visa credit card, you earn valuable ScoreCard Bonus Points that may be redeemed for brand-name merchandise and exciting travel!
  • Earn 1 point for every net $1.00 you spend.
  • No limit or expiration on the points you earn.
  • Take the Score Card Rewards website for a test drive, and browse the merchandise and travel options before signing up.

Gifts for Everyone

  • ScoreCard has a robust catalog of name-brand items. We are continually updating our reward options, you'll have the latest and greatest rewards to choose from. ScoreCard has it all!

Book a Dream Getaway

  • Redeem for air travel, cruises, hotel stays, car rentals, vacation packages and more! Book your travel online or over the phone 24 hours a day, 7 days a week. 

More Ways to Score

  • Redeem your points for Fuel Discounts, Redeem to erase transactions, gift cards, charitable donations, daily wins sweepstakes, and more.

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