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Account Details

This account offers you a choice of rewards.  When you open a More Rewards Checking account, you choose either More Cash Back or More Interest.  Then, simply meet the qualifications each statement cycle and reap your Rewards!


More Cash Back

  • Minimum Deposit to Open: $50.00
  • Monthly Service Charge: None (No monthly service charge & No minimum balance fee)
  • Cash Back 
    • 3% cash back on debit card purchases
    • Earn up to $10 cash back per cycle
    • Nationwide ATM fee refund up to $20 per cycle
  • Qualifications per cycle to earn Reward
    • 20 settled debit card purchases per statement cycle
    • 1 ACH direct deposit OR mobile deposit
    • eStatements or paper statements with $4 fee
  • Statements: FREE eStatements with images OR paper with image for $4 fee
  • Debit Card
    • Unlimited Usage
    • GNB ATM free
    • Nationwide ATM fee refund up to $20 per cycle when qualifications are met
  • Check Writing: Unlimited
  • Bounce Protection: $300.00
  • Interest: No
  • Notes
    • Minimum age 18 OR age 16-17 with parent or guardian 
    • No minimum balance to earn rewards
    • ATM-processed transactions do not apply towards rewards
    • Limit 1 More Rewards Checking per primary account holder
    • ATM refund and reward will be posted on the last day of the statement cycle

More Interest

  • Minimum Deposit to Open: $50.00
  • Monthly Service Charge: None (No monthly service charge & No minimum balance fee)
  • Cash Back 
    • 1.50% APY* on balances $10,000 and below 
    • .25% interest on portion of balance over $10,000
    • .03% APY* (if qualifications are not met)
    • Nationwide ATM fee refund up to $20 per cycle
  • Qualifications per cycle to earn Reward
    • 20 settled debit card purchases per statement cycle
    • 1 ACH direct deposit OR 1 mobile deposit
    • eStatements or paper statements with $4 fee
  • Statements: FREE eStatements with images OR paper with image for $4 fee
  • Debit Card
    • Unlimited Usage
    • GNB ATM free
    • Nationwide ATM fee refund up to $20 per cycle when qualifications are met
  • Check Writing: Unlimited
  • Bounce Protection: $300.00
  • Interest: Yes
  • Notes
    • Minimum age 18 OR age 16-17 with parent or guardian 
    • No minimum balance to earn rewards
    • ATM-processed transactions do not apply towards rewards
    • Limit 1 More Rewards Checking per primary account holder
    • ATM refund and reward will be posted on the last day of the statement cycle
    • More Interest Reward may be automatically transferred to a GNB Savings Account

More Cash Back


Minimum Deposit to Open $50.00
Monthly Service Charge
None (No monthly service charge & No minimum balance fee)
Cash Back 
3% cash back on debit card purchases
Earn up to $10 cash back per cycle
Nationwide ATM fee refund up to $20 per cycle
Qualifications per cycle 
to earn Reward
20 settled debit card purchases per statement cycle
1 ACH direct deposit OR mobile deposit
eStatements or paper statements with $4 fee
Statements FREE eStatements with images OR paper with image for $4 fee
Debit Card
Unlimited Usage
GNB ATM free
Nationwide ATM fee refund up to $20 per cycle when qualifications are met
Check Writing Unlimited
Bounce Protection $300.00
Interest No
Notes
Minimum age 18 OR age 16-17 with parent or guardian 
No minimum balance to earn rewards
ATM-processed transactions do not apply towards rewards
Limit 1 More Rewards Checking per primary account holder
ATM refund and reward will be posted on the last day of the statement cycle

More Interest


Minimum Deposit to Open $50.00
Monthly Service Charge
None (No monthly service charge & No minimum balance fee)
Cash Back 
1.50% APY* on balances $10,000 and below 
.25% interest on portion of balance over $10,000
.03% APY* (if qualifications are not met)
Nationwide ATM fee refund up to $20 per cycle
Qualifications per cycle 
to earn Reward
20 settled debit card purchases per statement cycle
1 ACH direct deposit OR 1 mobile deposit
eStatements or paper statements with $4 fee
Statements FREE eStatements with images OR paper with image for $4 fee
Debit Card
Unlimited Usage
GNB ATM free
Nationwide ATM fee refund up to $20 per cycle when qualifications are met
Check Writing Unlimited
Bounce Protection $300.00
Interest Yes
Notes
Minimum age 18 OR age 16-17 with parent or guardian 
No minimum balance to earn rewards
ATM-processed transactions do not apply towards rewards
Limit 1 More Rewards Checking per primary account holder
ATM refund and reward will be posted on the last day of the statement cycle
More Interest Reward may be automatically transferred to a GNB Savings Account

Prestige Checking


Minimum Deposit to Open $100.00
Monthly Service Charge
A monthly fee of $4.00 will be imposed every statement cycle that the balance in the account falls below $100.
Benefits
.05% APY* when qualifications are met
2 FREE boxes of Prestige checks per calendar year
FREE Cashier's Checks and Money Orders
Qualifications
Must maintain a minimum daily balance of $750 in the account to obtain the disclosed APY*
Statements FREE monthly paper statements (including images)
Debit Card
Unlimited Usage
GNB ATM free
Check Writing Unlimited
Bounce Protection $500.00
Interest Yes
Notes
Minimum age 18 OR age 16-17 with parent or guardian 

Free Checking


Minimum Deposit to Open $50.00
Monthly Service Charge
None (No monthly service charge & No minimum balance fee)
Qualifications
None
Statements FREE monthly paper statements (without images) OR eStatements with images
Debit Card
Unlimited Usage
GNB ATM free
Check Writing Unlimited
Bounce Protection $300.00
Interest No
Notes
Minimum age 18 OR age 16-17 with parent or guardian